Fees and payment limits

 IMPORTANT: As of April 1st, 2020, a new convenience fee will be applied to all Visa and Mastercard credit card payments, including any scheduled payments which are initiated after April 1st, 2020. Please see here for all details.

Here's a quick summary of the fees in the Paytm app depending on the payment method:

• Bank Account: No fees 
• Paytm Cash: No fees 
• Visa Credit & Mastercard Credit: 2.0% (all categories except taxes), 2.5% (tax category)
• Visa Debit & Mastercard Debit: 1.25%
• American Express: 3%

Please note: convenience fees also apply to all Indian billers.

Payment limits

There are some limits to the amount and frequency of payments you can make with Paytm, please tap here for all of the details.