You can redeem Paytm Points for discounts on gift cards or product purchases. Paytm points are redeemed in the Rewards section of our app.
Here's an example:
This page shows one possible Reward. 
The option is: Redeem 1000 Paytm points to get this $10 gift card for only $9
(1000 Paytm points + $9 payment = $10 gift card)
We hope you enjoy using your Points!
Questions? Feedback? Email us at care@paytm.com
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