When you’re setup with your Paytm Dashboard and Virtual Terminal, our sales team will work with you to customize identifying fields and checkout fields in Virtual Terminal, including requiring a CVV code.
Card-issuing banks are much more likely to approve a charge when the correct CVV code is present. Banks use many lines of defence to prevent fraud, including the CVV code, when determining whether to approve or decline charges. The presence of the correct CVV code in a charge request is a strong factor that a charge comes from the cardholder.
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